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Related posts

  • Closure of bank branches: Impact on rural communities

    Over the last three decades, the number of bank branches in the UK has declined due to advances in technology and changing customer habits. Stakeholders have argued that these closures have negatively affected rural communities. In recent years, successive governments and the Financial Conduct Authority have taken action aimed at ensuring sufficient access to banking services, including for rural communities. This briefing provides an overview of these measures, as well as information on the number of bank closures and their impact on rural communities.

    Closure of bank branches: Impact on rural communities

  • Creative industries: Growth, jobs and productivity

    The government has identified the creative industries as one of eight “growth driving” sectors it will prioritise in its industrial strategy. The strategy is due to be published later this year, along with a creative industries sector plan. The creative industries have called on barriers to growth, such as skills gaps and access to funding, to be addressed in the sector plan.

    Creative industries: Growth, jobs and productivity

  • Encouraging retail investment in the stock market

    Individual consumers investing in the stock market, known as ‘retail’ investment, can have benefits for individuals and the economy, though it also brings risks. The Financial Conduct Authority estimates that a significant number of people in the UK have cash savings that are depreciating in value and would produce higher returns if invested. Some commentators and thinktanks have argued the government should pursue policies to encourage greater retail investment in the stock market.

    Encouraging retail investment in the stock market